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Health and Human Services
  Department of Transitional Assistance

What is the EITC, and how can it help me?

The Earned Income Tax Credit (EITC) is for people who work and meet certain income guidelines. You may get money back when you file your taxes and keep more of what you earned. It can make a big difference!

Learn more details and file for tax credits at a free tax assistance site near you. There are about 300 sites in Massachusetts open during tax season. You may even get credits for the last two years.

How much money can I get back?

Your EITC check depends mainly on your family size and your 2009 income.

If your family has

And you earned less than

Then you can get up to

No “qualifying children” $13,440 $457
One qualifying child $35,463 $3,043

Two qualifying children

$40,295 $5,028

Three or more qualifying children

$43,279 $5,657

Qualifying and credit amounts above are based on Single and Head of Household filers.

Note: Alimony and child support payments do not count towards income.

A “qualifying child” can be your...

  • Biological or adopted child
  • Stepchild
  • Foster child
  • Brother or sister
  • Stepbrother or stepsister

... or the children of any of these people.

A "child" must be younger than the person claiming the child; not have filed a joint return other than to claim a refund; and under 19 unless they are a full-time student or permanently or totally disabled.

How do I know if I qualify for EITC?
  • You must have worked and earned income
  • You must have a valid Social Security number
  • You cannot be counted as a "child" by someone else

There are more rules about age, citizenship, and non-earned/foreign income. A FREE tax preparer can explain these rules; or visit www.irs.gov/eitc for more information.

What if I don’t owe any tax?

No problem. You can still get the tax credits.

Will the EITC affect my benefits?

In Massachusetts, getting the EITC and the state tax credit EIC will not affect your eligibility for Medicaid, SSI, food stamps, low-income housing, or TAFDC. (EITC does not count as income in determining eligibility for these benefits.)

Some families can get a child tax credit (CTC) too!

Your family may qualify for the CTC, which may reduce your tax by as much as $1000 for each qualifying child.

Extra state benefit

When you qualify for the federal EITC, you automatically qualify for a Massachusetts tax credit (EIC) that will give you an extra 15% of your EITC check. $3043 turns into $3499!

I’m convinced. Where can I file?

You can go to a free tax assistance site. These sites have trained volunteers who will check your eligibility and then help you fill out your tax forms. To find a free tax site near you:

  • Contact your DTA worker; or
  • Call the IRS at 1-800-829-1040; or
  • Find a site online

Read IRS information on the EITC

FACT: Millions of people who could claim the EITC don't—leaving billions of dollars behind. Don't lose out!